PERSONAL ACCOUNTS

Our accounts are convenient, straightforward, dependable, and virtually service charge free!

Please scroll down to see a full list of our personal accounts

Chequing

Our Chequing account is a very convenient account for all your everyday needs.

  • No service charges for cheque writing, deposits, debit card purchases or ATM withdrawals – it is all FREE!
  • Monthly statements are available electronically or as a paper copy.
  • Personalized cheques are available and images of your cashed cheques are included with your monthly statement.

Regular Savings

LCU Regular Savings accounts are flexible and service charge free, a simple way to save.

  • Interest is calculated on the minimum monthly balance and is paid annually on December 31.
  • There is a 2 day grace period when calculating the minimum monthly balance and as such deposits made on the 2nd of any month will qualify for interest in that month.
  • All interest earned is eligible to participate in our patronage program.

Plan 24 Savings

Plan 24 savings accounts are a good choice for short term savings.

  • The Plan 24 account accrues interest on a daily basis.
  • Interest is paid monthly at the end of each month.
  • All interest earned is eligible to participate in our patronage program.

Trust Accounts

Trust accounts are an excellent way to save for a child's future.

  • LCU trust accounts operate exactly the same way as the regular savings and term deposit accounts.
  • This means they can be as flexible as you need while maximizing the rate of return.
  • All interest earned is eligible to participate in our patronage program.

Service Clubs

LCU believes in the value of volunteering and is committed to providing excellent service for all our local service clubs.

  • Free personalized cheques.
  • All other account privileges apply.